How can I buy XRP right now?

The fastest method involves creating an account on Coinbase, Kraken, or another major exchange that supports instant verification and card purchases. After completing identity verification, you can purchase XRP immediately using a debit card. The entire process from account creation to owning XRP can be completed within an hour.

How much XRP can you buy for $1,000?

At current prices around $2.06, $1,000 purchases approximately 485 XRP before accounting for exchange fees. Using limit orders instead of market orders can capture slightly better prices.

What's the difference between buying XRP and Ripple stock?

XRP is a cryptocurrency that trades on digital asset exchanges, while Ripple Labs is a private company without publicly traded stock. Buying XRP provides exposure to the token's price movements. Owning Ripple Labs equity would represent ownership in the company developing XRP technology.

Is XRP legal to buy in the United States?

Yes, XRP is legal to purchase in the United States. The 2025 resolution of the SEC lawsuit confirmed that XRP sold on public exchanges does not constitute a security.

Which XRP wallet is best for beginners?

Beginners should start by keeping XRP on reputable exchanges like Coinbase or Kraken, which provide insurance coverage and customer support. As holdings grow, transitioning to a hardware wallet like Ledger Nano S Plus offers enhanced security.

How to Buy XRP: Your Step-by-Step Path to Owning Ripple's Token

Lukas

Jan 16, 2026

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11 min read

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